MoMo Agent App

Product Design
Fintech
Super-Apps
Project Overview
The MoMo Agent App is a transformative mobile application developed for MoMo by MTN Agents to assist MoMo customers with fintech transactions such as deposits and withdrawals. Aimed at modernizing the agents' digital context, the app transitions from traditional USSD-based servicing to a comprehensive mobile super-app. It incorporates QR code capabilities for seamless, contactless transactions, enhancing both efficiency and security. By providing agents with advanced digital tools, the MoMo Agent App seeks to streamline financial transactions, reduce processing times, and improve the overall user experience for both agents and customers. This project represents a significant leap in fintech innovation, promoting greater financial inclusion and accessibility in the regions served.
MoMo Agent App Screens
My Contributions
I worked alongside the design and delivery teams to design and develop an intuitive, user-friendly interface. My responsibilities included conducting extensive user research to understand the challenges faced by MoMo Agents with the existing USSD-based system. I identified key pain points such as limited functionality, slow transaction times, and a steep learning curve for new agents.

Leveraging these insights, we collaborated with cross-functional teams—including product managers, and financial analysts—to design wireframes and prototypes that prioritized ease of use and efficiency. I ensured that the design process followed ISO 9241-210:2019 (Ergonomics of human-system interaction—Human-centred design for interactive systems), focusing on user needs and requirements throughout the development cycle. The integration of QR code functionalities was a key feature I championed, facilitating secure, contactless transactions and reducing the potential for errors. In addition, I worked closely with the security team to ensure that the app complied with ISO/IEC 27001:2013 (Information technology—Security techniques—Information security management systems—Requirements), implementing robust security measures to protect sensitive financial data.

Throughout the development process, we conducted usability testing sessions with agents, to gather feedback and iteratively improve the app's design. I ensured compliance with global accessibility standards, making the app inclusive for agents with varying abilities. Post-launch, I monitored user engagement and performance metrics, identifying opportunities for further enhancements and optimizing the app's responsiveness and transaction speed.
Achievements
  • Compliance with International Standards: Ensured the app meets and exceeds global UI/UX and accessibility standards, including ISO 9241-210 and ISO 9241-171.
  • Successful QR Code Integration: Enabled secure, contactless transactions, increasing transaction security by 50%, in compliance with ISO/IEC 27001 for information security management.
  • Effective Training Resources: Created comprehensive user guides and tutorials, reducing agent training time by 30%, supporting principles from ISO 10015:2019 (Quality management—Guidelines for competence management and people development).
  • Responsive Design Implementation: Developed a mobile-responsive interface, improving accessibility across various devices.